Supported Payment Methods - Bila API Documentation

Bila supports mobile money for both collections (receiving payments from customers) and payouts (sending funds to recipients) across Zambia. Bank transfers are supported for payouts and are coming soon for collections.

Mobile Money

Bila integrates with all three major mobile money networks in Zambia:

Provider	Network
Airtel Money	Airtel Zambia
MTN Mobile Money	MTN Zambia
Zamtel Kwacha	Zamtel

Mobile money transactions do not require a traditional bank account. Funds are sent and received directly through the recipient’s registered mobile money wallet using their phone number.

Mobile money collections and payouts are processed instantly, 24/7.

Bank Transfers

Bank transfers are supported for outgoing payouts to any Zambian commercial bank. Processing times vary by bank, typically same-day to next business day.

Use	Status
Payouts (sending funds)	Available
Collections (receiving payments)	Coming soon

Next Steps

Mobile Money Payouts

Send funds to MTN, Airtel, or Zamtel mobile money accounts.

Bank Payouts

Send funds to any Zambian commercial bank account.