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Every Bila account has one permanent Default Payment Link displayed at the top of your Payment Links page. This is your main business QR code, it stays with your account and never changes.
  • Your business name and URL are shown on the card. e.g. usebila.com/pay/115
  • Click QR to download the code or Copy Link to share the URL directly.
  • Use this as your everyday payment code, print it, display it at your till, or add it to your WhatsApp Business profile.
The Default Payment Link is Flexible — customers enter whatever amount they need to pay.
Each link you create also has its own QR code, built for a specific purpose. There are three link types.
  • Fixed — Amount is set by you. The customer cannot change it.
  • Flexible — Customer enters any amount they choose.
  • Suggested — A suggested amount is shown, the customer can adjust it before paying.
To access a QR code for any individual link, click the ... menu on the link row.

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What happens when a QR code is scanned

Whether a customer scans your Default QR or an individual link QR, they land on the same secure Bila payment page showing your business name.
FieldWhat to enter
Amount (ZMW)Pre-filled for Fixed links — entered by the customer for Flexible links
Phone numberThe mobile money number the payment will be charged to
Your nameOptional — for reference on the transaction record
Once filled in, the customer clicks Pay Securely Now, enters their mobile money PIN, and the payment is processed instantly.
Supported networks: Airtel Money, MTN MoMo, and Zamtel Money.

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Where to display your QR code

  • Printed at your till point or reception desk
  • On product packaging or invoices
  • In your Instagram bio or WhatsApp Business profile
  • On a digital screen at your storefront
Tip: Use your Default Payment Link QR for general payments and create individual fixed-amount links for specific products or services.