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Quickstart

Start accepting payments in minutes

Follow these steps to get your business integrated with Bila’s payment infrastructure:

1

Create a Bila Account

Sign up for a Bila account to access our console.

2

Set Up Your Business

Choose between a Sandbox or Production business:

  • Sandbox: Test environment with simulated transactions
  • Production: Live environment for real transactions (requires KYB verification)
3

Complete KYB Verification (Production Only)

For production accounts, submit your business verification documents:

  • Business registration
  • Proof of address
  • Director identification
  • Beneficial owner information
4

Generate API Keys

Create API keys in the Bila Console to authenticate your integration.

5

Integrate Bila

Choose your integration method:

  • Direct API integration
  • SDK implementation
  • No-code payment links
6

Test Your Integration

Run test transactions in the sandbox environment before going live.

Flow of Funds

Understanding how money moves through the Bila platform:

Collection

Customer payments are processed through mobile money, cards, bank transfers, or crypto wallets.

Settlement

Funds are settled instantly via blockchain technology, eliminating traditional delays.

Disbursement

Withdraw funds to your bank account, mobile money wallet, or keep them in your Bila wallet.

Run Your First Transaction

// Example: Creating a payment using the Bila Node.js SDK
const Bila = require('@bila/node');

const bila = new Bila('YOUR_API_KEY');

async function createPayment() {
  try {
    const payment = await bila.payments.create({
      amount: 1000,
      currency: 'USD',
      description: 'Test payment',
      customer: {
        email: 'customer@example.com',
        name: 'John Doe'
      },
      metadata: {
        order_id: '12345'
      }
    });
    
    console.log('Payment created:', payment);
    return payment;
  } catch (error) {
    console.error('Error creating payment:', error);
  }
}

createPayment();

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Next Steps

Now that you’ve set up your first integration, explore these resources to learn more:

API Reference

Explore our API endpoints, request/response formats, and integration options.

SDKs & Libraries

Integrate Bila into your applications using our official SDKs and libraries.

Console Guide

Learn how to use the Bila Console to manage your account, payments, and settings.

Guides & Tutorials

Step-by-step guides to help you implement common use cases.