Create a shareable link and start collecting payments instantly — no integration required. Payment Links let customers pay you directly from any device using mobile money or bank transfer, with funds settling into any of your Bila wallets.
Every Payment Link gets:
| Link Type | How it works |
|---|---|
| Fixed | You set the amount. The customer pays exactly that. |
| Suggested | You suggest an amount. The customer can adjust it. |
| Flexible | The customer decides how much to send. |
- A public
usebila.com/pay/{code}URL — shareable via WhatsApp, email, or social media - A QR code generated automatically — download and print for walk-in or market customers
- Per-link analytics — total collected, payment count, and average payment, updated in real time
- Full payment history — customer name, phone number, amount, and status for every transaction
- Wallet routing — settle collections into your Main Wallet or any Sub-Wallet
- Activate / Deactivate — turn a link on or off at any time without deleting it
Today, Bila launches — a business finance platform built for Zambia. Send money, accept payments, manage your team, and run your store from a single dashboard. No complexity. No friction.
| Capability | What it does |
|---|---|
| Payments | Send and receive ZMW via mobile money and bank transfer instantly |
| Sub Wallets | Create dedicated wallets per department, project, or revenue stream |
| Product Store | List products, accept payments, and manage orders in one place |
| Point of Sale | Add cashiers and manage in-person transactions with a built-in POS |
| Team Members | Invite staff and set fine-grained access controls per role |
| Audit Logs | Full activity trail across every action taken on your account |
| Detail | Value |
|---|---|
| Supported payment methods | MTN Mobile Money, Airtel Money, Zamtel Kwacha, all Zambian banks |
| Currency | ZMW |
| Country | Zambia 🇿🇲 |
| API access | REST API with full documentation |
- One dashboard — manage payments, products, staff, and analytics from a single place
- Built for Zambia — local payment rails, local currency, local support
- API access — integrate Bila directly into your platform via our REST API
- Intercom support — live chat support built into the dashboard