> ## Documentation Index
> Fetch the complete documentation index at: https://docs.usebila.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Add a Recipient

> Save the details of people or businesses you send money to so you can pay them out faster.

Recipients are the people or businesses you send money to. Saving a recipient's details once means you don't have to re-enter them every time you make a payout.

<Info>
  Only users with **Merchant Admin** or **Initiator & Approver** roles can add recipients.
</Info>

## Prerequisites

Before you begin, make sure you have:

* The recipient's correct mobile money number and provider, or their bank name and account number
* Admin access to your Bila dashboard

## Step 1: Open the Payments Dashboard

Click **Payments** in the left sidebar.

## Step 2: Click Add Recipient

Click the **Add Recipient** card at the top of the Payments dashboard.

## Step 3: Select the Recipient Type

Choose the channel you want to add the recipient for:

| Type              | When to Use                                             |
| ----------------- | ------------------------------------------------------- |
| **Mobile Money**  | The recipient receives funds via MTN, Airtel, or Zamtel |
| **Bank Transfer** | The recipient receives funds to a Zambian bank account  |

## Step 4: Enter the Recipient Details

Fill in the required information for the selected recipient type:

**For Mobile Money:**

| Field            | What to Enter                        |
| ---------------- | ------------------------------------ |
| **Name**         | The recipient's full name            |
| **Phone number** | Their registered mobile money number |
| **Provider**     | MTN, Airtel, or Zamtel               |

**For Bank Transfer:**

| Field              | What to Enter                                       |
| ------------------ | --------------------------------------------------- |
| **Name**           | The recipient's full name                           |
| **Bank**           | The recipient's bank                                |
| **Account number** | Their bank account number                           |
| **Account name**   | The name on the bank account, exactly as registered |

<Warning>
  For bank recipients, the account name must match the name registered with the bank. A mismatch may result in a failed transfer.
</Warning>

## Step 5: Save the Recipient

Click **Save Recipient**. The recipient is now saved and ready to use for any payout.

<Tip>
  You can save the same person under both Mobile Money and Bank Transfer if you need to pay them through different channels at different times.
</Tip>

## Next Steps

<CardGroup cols={2}>
  <Card title="Mobile Money Payouts" icon="mobile" href="/docs/guide/transfers/mobile-money-payouts">
    Send funds to a saved mobile money recipient.
  </Card>

  <Card title="Bank Payouts" icon="building-columns" href="/docs/guide/transfers/bank-payouts">
    Send funds to a saved bank account recipient.
  </Card>
</CardGroup>