> ## Documentation Index
> Fetch the complete documentation index at: https://docs.usebila.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Add Money

> Top up your Bila wallet using mobile money or bank transfer.

You can add funds to your Bila Main Wallet or any Sub-Wallet at any time. Bila supports mobile money deposits (instant) and bank transfers.

<Info>
  Mobile money deposits are processed instantly, 24/7. Bank transfers may take 1 to 24 hours depending on your bank's processing times.
</Info>

## Prerequisites

Before you begin, make sure you have:

* An active Bila business account
* Access to a registered mobile money wallet or a bank account linked to Bila

## Step 1: Open the Payments Dashboard

Click **Payments** in the left sidebar.

## Step 2: Click Add Money

Click the **Add Money** card at the top of the Payments dashboard.

## Step 3: Select a Wallet

Choose the wallet you want to top up - either your **Main Wallet** or one of your Sub-Wallets.

<Tip>
  Not sure which wallet to top up? Your Main Wallet is the default destination for all incoming payments. Use Sub-Wallets if you're allocating funds to a specific budget or department. [Learn about Sub-Wallets.](/docs/guide/sub-wallets/what-is-a-sub-wallet)
</Tip>

## Step 4: Select a Payment Method

Choose either **Mobile Money** or **Bank Transfer**.

| Method            | Processing Time | Requirements                         |
| ----------------- | --------------- | ------------------------------------ |
| **Mobile Money**  | Instant         | Active MTN, Airtel, or Zamtel wallet |
| **Bank Transfer** | 1 to 24 hours   | Zambian bank account                 |

## Step 5: Enter the Amount and Details

Enter the amount you want to deposit and fill in any required details for your chosen payment method.

## Step 6: Confirm the Transaction

Review all the details carefully before confirming. Once submitted, authorise the payment through your mobile money prompt or complete the bank transfer as instructed.

**Confirmation:** A success notification appears once the funds have been received. Your wallet balance updates immediately for mobile money deposits.

## Next Steps

<CardGroup cols={2}>
  <Card title="Add a Recipient" icon="address-book" href="/docs/guide/payments/add-recipient">
    Save recipient details so you can send payouts quickly.
  </Card>

  <Card title="Mobile Money Payouts" icon="mobile" href="/docs/guide/transfers/mobile-money-payouts">
    Send funds to an MTN, Airtel, or Zamtel mobile money account.
  </Card>
</CardGroup>