> ## Documentation Index
> Fetch the complete documentation index at: https://docs.usebila.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees & Charges

> Understand what it costs to operate your Bila business account and how transaction fees are applied.

## Account Fees

Opening and maintaining a Bila business account is completely free. There are no setup fees, monthly subscription charges, or annual fees.

## Transaction Fees

While the account itself is free, individual transactions may carry fees depending on the payment type and channel used. These are applied at the point of transaction and are visible before you confirm.

<Info>
  Exact transaction fees are displayed in your Bila dashboard when initiating a payment. Contact [support](https://help.usebila.com/en) if you need a detailed fee schedule for your account type.
</Info>

## Sub-wallets

Creating and maintaining sub-wallets is free. There is no limit on how many sub-wallets you can create.

***

### Related Articles

* [What is a Sub-wallet?](/docs/guide/sub-wallets/what-is-a-sub-wallet)
* [How to create a sub-wallet](/docs/guide/sub-wallets/how-to-create-a-sub-wallet)
* [How to add a team member](/docs/guide/team-members/how-to-add-team-member)